Legal

Privacy Policy

Your privacy is important to us

Last Updated: January 2024

NBP Funding ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services. Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.

Information We Collect

We collect information you provide directly to us, including: • Personal identification information (name, email address, phone number, address) • Financial information necessary for loan applications • Business information (company name, tax ID, financial statements) • Property information for real estate loans • Communication preferences and correspondence with us • Usage data and analytics from your interactions with our website

How We Use Your Information

We use the information we collect to: • Process and evaluate loan applications • Communicate with you about your application status • Verify your identity and prevent fraud • Comply with legal and regulatory requirements • Improve our services and website functionality • Send you relevant updates about our products (with your consent) • Analyze trends and user behavior to enhance user experience

Information Sharing and Disclosure

We may share your information with: • Lenders and financial institutions for loan processing • Credit bureaus and verification services • Legal and regulatory authorities when required by law • Service providers who assist in our operations (with confidentiality agreements) • Professional advisors such as lawyers and accountants We do NOT sell your personal information to third parties for marketing purposes.

Cookies and Tracking Technologies

We use cookies and similar technologies to: • Maintain your session and remember your preferences • Analyze website traffic and user behavior • Provide personalized content and advertisements • Improve website performance and functionality You can control cookies through your browser settings. However, disabling cookies may limit your ability to use certain features of our website. Types of cookies we use: • Necessary cookies (required for website functionality) • Analytics cookies (help us understand usage patterns) • Marketing cookies (used for relevant advertising)

Data Security

We implement industry-standard security measures to protect your information: • SSL/TLS encryption for data transmission • Secure servers with restricted access • Regular security audits and updates • Employee training on data protection • Confidentiality agreements with all partners However, no method of transmission over the Internet is 100% secure. We cannot guarantee absolute security but continuously work to protect your data.

Your Rights and Choices

You have the right to: • Access your personal information we hold • Request correction of inaccurate information • Request deletion of your information (subject to legal requirements) • Opt-out of marketing communications • Object to certain processing of your information • Request a copy of your data in a portable format To exercise these rights, please contact us using the information below.

Data Retention

We retain your personal information for as long as necessary to: • Fulfill the purposes outlined in this privacy policy • Comply with legal, regulatory, and accounting requirements • Resolve disputes and enforce our agreements Loan application data is typically retained for 7 years in compliance with financial regulations.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by: • Posting the new Privacy Policy on this page • Updating the "Last Updated" date • Sending you an email notification (for significant changes) We encourage you to review this Privacy Policy periodically.

Contact Us About Privacy

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

California Privacy Rights (CCPA)

If you are a California resident, you have specific rights regarding your personal information under the California Consumer Privacy Act (CCPA). This includes the right to know what personal information we collect, the right to delete personal information, and the right to opt-out of the sale of personal information. To exercise these rights, please contact us using the information above.