Loan Products

Comprehensive Loan Types & Products

Explore our full range of financing solutions tailored to real estate investors and business owners nationwide

Real Estate Investment Loans

From $75,000 and up • Flexible terms • Fast approval in 24-48 hours

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Fix & Flip Loans

Short-term financing designed for investors purchasing properties to renovate and resell quickly for profit.

Key Features:

  • Loan amounts typically $75K - $3M+
  • Terms: 6-18 months
  • Up to 90% of purchase price
  • Up to 100% of rehab costs
  • Interest-only payments
  • Fast approval and funding

Ideal For:

Real estate investors looking to purchase, renovate, and resell properties within 6-18 months.

Benefits:

Quick capital access, flexible terms, expertise in distressed properties, minimal documentation.

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Bridge Loans

Short-term financing to 'bridge' the gap between purchasing a new property and selling an existing one, or transitioning to permanent financing.

Key Features:

  • Loan amounts from $75K+
  • Terms: 6-36 months
  • Up to 80% LTV
  • Quick closing (7-14 days)
  • Interest-only payments available
  • No prepayment penalties

Ideal For:

Investors needing quick capital to secure a property before long-term financing, or those waiting to sell current property.

Benefits:

Fast funding, flexible exit strategies, competitive rates, minimal red tape.

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DSCR Loans (Debt Service Coverage Ratio)

Rental property loans qualified based on the property's cash flow rather than personal income. Perfect for real estate investors.

Key Features:

  • Loan amounts from $75K+
  • Terms: 30-year fixed or adjustable
  • No personal income verification
  • Based on property rental income
  • Minimum 1.0 DSCR ratio
  • Purchase or refinance

Ideal For:

Real estate investors with rental properties who want financing based on property performance, not personal income.

Benefits:

No tax returns needed, unlimited properties, fast approval, investor-friendly underwriting.

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New Construction Loans

Financing for ground-up construction projects, including residential and commercial developments.

Key Features:

  • Loan amounts from $75K+
  • Terms: 12-24 months
  • Up to 80% of project cost
  • Draw schedule based on completion
  • Interest-only during construction
  • Convert to permanent financing

Ideal For:

Developers and investors building new residential or commercial properties from the ground up.

Benefits:

Flexible draw schedules, experienced construction lending, competitive rates, personalized service.

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Portfolio Loans

Single loan secured by multiple properties, simplifying management for investors with several rental properties.

Key Features:

  • Loan amounts from $500K+
  • Terms: 5-30 years
  • Consolidate multiple properties
  • Single monthly payment
  • Competitive rates
  • Cross-collateralization

Ideal For:

Experienced investors with multiple properties looking to consolidate debt and simplify management.

Benefits:

Streamlined payments, potential rate improvement, simplified portfolio management, easier accounting.

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Blanket Loans

Single mortgage covering multiple properties, ideal for investors purchasing several properties simultaneously.

Key Features:

  • Loan amounts from $500K+
  • Cover multiple properties
  • Release clauses available
  • Flexible terms
  • Simplified closing process
  • Potential cost savings

Ideal For:

Investors acquiring multiple properties at once or developers with several units in a project.

Benefits:

Lower closing costs, simplified process, flexible release options, time-saving.

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Rehab Loans

Financing that includes both purchase price and renovation costs for distressed properties needing updates.

Key Features:

  • Loan amounts from $75K+
  • Terms: 6-18 months
  • 100% of rehab costs covered
  • Draw schedule for renovations
  • Interest-only payments
  • Fast approval process

Ideal For:

Investors purchasing properties requiring significant repairs or updates before rental or resale.

Benefits:

Single loan for purchase and repairs, flexible fund disbursement, experienced in distressed properties.

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Fast 50 Loan

Our signature rapid approval and funding program designed for time-sensitive real estate opportunities. Get approved in as little as 48 hours!

Key Features:

  • Approval within 48-72 hours
  • Funding in 7-10 days
  • Loan amounts $75K - $10M+
  • Minimal documentation required
  • Flexible terms: 6-36 months
  • Competitive rates for fast service

Ideal For:

Real estate professionals who need to close quickly on time-sensitive deals and can't wait for traditional bank approval.

Benefits:

Lightning-fast approval, minimal paperwork, experienced underwriting, flexible terms, relationship-based lending.

Ready to Get Started?

Apply now for 100% FREE pre-approval or chat with our AI assistant

Why Choose NBP Funding?

With 20+ years of combined experience, we deliver fast, flexible funding solutions nationwide

Fast Approval

Get rates and terms within 24-48 hours, not weeks

Flexible Terms

Customized solutions based on your specific situation

Expert Guidance

20+ years of experience helping businesses succeed